Free Etsy fee calculator
Etsy fee calculator: what do you actually keep?
Most handmade sellers price from the cost of materials — and forget the fees, the packaging, the shipping label and their own time. Type in one product below and see your real number, fee by fee. Free, instant, no sign-up.
What do you actually keep on one sale?
Uses current US Etsy fees: 6.5% transaction fee, 3% + $0.25 payment processing, $0.20 listing fee — charged on the price plus the shipping you charge. Rates checked Oct 29, 2026; always confirm against Etsy's own Fees & Payments Policy.
How Etsy fees actually work (in plain language)
When a buyer pays you, Etsy doesn't take one fee — it takes a small stack of them, and almost all of them are calculated on everything the buyer paid, including the shipping you charged. That's the part that quietly eats the profit on "free shipping" and cheap-shipping listings.
| Fee | Rate (US) | Charged on |
|---|---|---|
| Transaction fee | 6.5% | Item price + shipping charged (+ gift wrap) |
| Payment processing | 3% + $0.25 | The whole order total. The $0.25 is per order, not per item — one more reason multi-item orders are worth more. |
| Listing fee | $0.20 | Per unit sold (and every 4 months when a listing renews) |
| Regulatory operating fee | 0% in the US | Applies in some other countries (up to ~2%) — non-US sellers, check your rate |
| Offsite Ads (only on ad sales) | 15% under $10k/yr (opt-out allowed) · 12% over $10k/yr | Order total, capped at $100 per order, only when the sale came through an offsite ad |
Rates as of Oct 29, 2026, cross-checked against Etsy's Fees & Payments Policy and 2026 seller fee guides.
The worked example
A $25 item with $5 shipping charged: the buyer pays $30. Etsy takes $1.95 (transaction) + $1.15 (processing) + $0.20 (listing) = $3.30 — 11% of the sale — before you've paid for a single material. If the item cost you $8 to make and the label cost $6, you keep $12.70. Sellers who only subtract "price minus materials" think they made $17. They made $12.70 — and that's before counting their own time.
The three traps this calculator protects you from
- Fees on shipping. Charging the buyer $4.95 for postage puts that $4.95 in the fee base. "Free shipping" doesn't remove fee-on-shipping either — it just hides it inside your price.
- The $0.25 is per order. Selling one $7 item at a time is far less profitable than the same item inside a two-item order. Per-order fixed fees punish cheap single items hardest.
- Margin maths that ignores fees. "Costs ÷ 0.6" does not give you a 40% margin, because the percentage fees rise with your price. Real target-margin pricing has to solve backwards through the fees.
One product is a guess. Your whole shop is the truth.
This calculator checks a single sale. TrueCost saves your materials once, builds every product as a recipe, tells you your true cost and real profit on each one, works out the price you should charge for the margin you want — and reads your Etsy orders file to flag the products quietly losing money on every sale. Free plan included; Pro is $13/month or $99/year, against $49/month for the big inventory systems.
Try TrueCost free →Etsy fee questions, answered
Does Etsy charge fees on shipping?
Yes. Etsy's 6.5% transaction fee and the payment processing fee are both calculated on the item price plus the shipping you charge the buyer. If you charge $4.95 for shipping, that $4.95 is part of the fee base — charging for shipping does not avoid fees, it slightly increases them.
How much does Etsy take from a $25 sale?
For a $25 item with $5 shipping charged, the buyer pays $30 and standard US fees are $3.30: $1.95 transaction fee (6.5%), $1.15 payment processing (3% + $0.25) and the $0.20 listing fee. That is 11% of what the buyer paid, before your materials, packaging, shipping label and time.
What is Etsy's $0.20 listing fee and when do I pay it?
You pay $0.20 when an item is listed and again every four months when the listing renews. If a multi-quantity listing sells extra units, each additional unit costs another $0.20. When working out profit per sale, count one $0.20 listing fee per unit sold — that is what this calculator does.
What are Etsy Offsite Ads fees, and can I opt out?
If a sale comes from an Etsy Offsite Ad, Etsy adds 15% of the order total if your shop earned under $10,000 in the previous 365 days — at that level you can opt out in your shop settings. Shops over $10,000 pay 12% and cannot opt out. The fee is capped at $100 per order and stacks on top of the regular fees.
What price should I charge to make a 40% profit on Etsy?
Not simply your costs divided by 0.6. Your margin is measured against what the buyer pays (price plus shipping charged), and Etsy's percentage fees grow as your price grows, so the naive formula always undershoots. Example: a candle with $14.64 of materials, packaging, labour and label costs, sold with $4.95 shipping charged, needs a price of $24.92 — not $24.40 — to truly keep 40%. A fee-aware pricing tool works this out backwards for you; that's the core of TrueCost.